We are the first nationally accredited fintech Community Development Financial Institution (CDFI) focusing on the Latino market. We leverage technology and AI to dramatically bring down the cost of underwriting and servicing credit.

How are you most differentiated as a service? We have built a digital brand for overlooked Latinx entrepreneurs that signals we’re building a long-lasting relationship with our members. We are creating an AI-powered platform that directly addresses this need through more accurate pricing models, coupled with a tech-enabled infrastructure to scale financing. The market is massive, but it is fundamentally mispriced and there is a lack of access to affordable capital. Even for those whose credit needs are met, loans are overpriced and improperly structured. The US Latino population has a $20 billion unmet credit need per year for loans below $150k. What is the key problem that Camino Financial intends to solve? I decided that I wanted to ride this wave with a mission of applying innovation to financial inclusion. I graduated with my MBA from Harvard in 2015 during the first wave of the fintech boom. I wanted to innovate and serve the bottom 98%.

However, I saw the limitations of PE in deploying capital to smaller, micro businesses. I was able to attend college and then got a job on Wall Street working in investment banking and then private equity (PE). I came back to the US at age 20 and really experienced what it is like to be an immigrant in terms of education, access to jobs, and access to capital. However, at one point, she lost the business and decided to move back to Mexico with her kids. She would adapt and change format if needed. I learned from my “supermom” about testing and failing fast. I understood from a young age that the only way to build generational wealth was through entrepreneurship. I am the son of an entrepreneur who immigrated from Mexico. Where did the idea for Camino Financial originate? Sean holds a BA from UC Berkeley and an MBA from Harvard Business School.įunds Raised and VC Investors : $200+ million in equity and debt from Collaborative Fund, Comcast Ventures, Community Investment Management, DILA Capital, Hunt Companies, Impact America Fund, LAT VC, LL Funds, Mexamerica Ventures, and Xochi Ventures Earlier in his career, Sean worked as an investment banker at UBS Investment Bank. Prior to co-founding Camino Financial, Sean worked at ICV Partners, a private equity fund where he invested $50 million in direct equity investments and helped manage four portfolio companies with over $250 million in combined revenue.

Sean is often featured and cited in industry news outlets related to the topic, including CNN, NBC Universal, and Lending Academy. He is host of the podcast Fundamental Fairness and contributor on Forbes. Sean is an authoritative voice at the intersection of fintech and financial inclusion. Founder : Sean Salas, Co-founder and CEO, is a fintech executive and visionary on a mission to empower overlooked entrepreneurs everywhere.

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